DENTAL INSURANCE OPTIONS
The best dental insurance options and plans for you and your family.
Your dental insurance plan is a key element in protecting you and your families health. Families who visit the dentist on a regular basis for checkups take better care of their overall health than families that do not.
The cost of dental care has steadily risen in dental offices across the country. The bottom line is dental care is expensive and the best way to help pay for it is to have a good dental insurance plan which helps participate in reducing the costs of maintaining a healthy mouth. Healthy teeth and gums do more than providing you an attractive smile. Good dental health, and good dental insurance, is a smart way to help keep your whole body healthy.
Elements of a dental plan
Be sure to review terms in each plan, such as waiting periods and if you are guaranteed to be accepted into the plan regardless of your age or pre-existing dental conditions. Read the fine print too to make sure that major services such as crowns, inlays, root canals, implants, bridges and dentures are covered. Make sure to check that your dental plan has a high enough annual maximum to cover your estimated yearly dental expenses – which will come in handy if you are having major dental services performed.
Depending upon where you live, Denali Dental may offer an automatically increasing annual maximum plan starting at $1,200 in year one, increasing to $2,000 in year two, increasing to $3,500 in year three, increasing to $6,000 in year four.
An ounce of prevention can save you from major dental expenses in the future
Studies show that those who visit the dentist for exams and cleanings on a regular basis have a much better chance of avoiding tooth decay, gum disease, and major dental problems later in life. Denali Dental covers two exams and four cleanings per year making it easy and inexpensive for you to visit the dentist on a regular basis.*
Did you know that your dentist can detect up to 120 symptoms of different diseases, including diabetes and heart disease? Early detection of certain diseases, like diabetes, has proven to be one of the best ways to prevent further complications. In addition, regular preventive dental care can lower your blood sugar levels, helping you manage your overall health, as well as health care costs.**
Look to Denali Dental for dental plans you can afford
Dental health and maintaining your healthy smile is important to your overall good health but can be an expensive proposition. Finding a plan to best fit your needs, while still considering cost can be difficult, but we believe Denali Dental has options that can fit your insurance needs. Let Denali Dental help in your search for dental plans that fit your needs as well as your wallet you may find it's not as hard as you think.
With Denali Dental we believe in giving YOU the option of how you want to save. Your options will vary depending on the state you live in, your preference of dentist and your choice of coverage.
Network Savings Example
Your Dentist says you need a Crown, Major Service
- Denali NETWORKWhen you receive care from an
out-of-network dentistDentist’s Usual Fee is:$985.00The Network Reduced Fee is:$685.00Your Plan Pays:50% x $685 Network Fee:-$342.50Your Out-of-Pocket Cost:$342.50 - Denali CHOICEWhen you receive care from an
out-of-network dentistDentist’s Usual Fee is:$985.00Usual & Customary Fee is:$750.00Your Plan Pays:50% x $750 Network Fee:-$375.00Your Out-of-Pocket Cost:$610.00
In this example, you save $267.50 ($610.00 minus $342.50)
by using a participating network provider.
*https://www.deltadental.com/Public/NewsMedia/NewsReleaseDentistLinkedWithOverallWell201405.jsp Morpace, Inc. conducted the Delta Dental Oral Health and Well-Being Survey on behalf of Delta Dental with 1,003 consumers across the United States.