Allstate Health Solutions
Individual products
Check out our individual product pages to see all of the products we can offer you and your clients!

 

SHORT-TERM MEDICAL PRODUCT HIGHLIGHTS

  • Broad footprint of state availability
  • Look back for pre-existing up to 12 months (varies by state)
  • Access to Aetna Open Choice PPO Network & Cigna PPO Network
  • Policy maximums range from $250K-$5 Million

 

*Allstate Health Solution Plans not available in these states: AK, CA, CO, CT, DC, DE, HI, MA, ME, MN, NJ, NH, NM, NY, PA, RI, VT, WA

 

 

 

DENTAL HIGHLIGHTS

  • Choose either PPO or Copay plans
  • No waiting periods
  • Increasing coinsurance up to year three
  • Up to a $3,000 annual maximum for PPO plans
  • No annual maximum for Copay plans
  • Orthodontic coverage
  • Child-only plans available
  • Aetna Dental Administrators Network
  • Add vision coverage from Avesis

 

 

 

CRITICAL ILLNESS PRODUCT HIGHLIGHTS

  • Broad footprint of state availability
  • Look back for pre-existing up to 12 months (varies by state)
  • Access to Aetna Open Choice PPO Network & Cigna PPO Network
  • Policy maximums range from $250K-$5 Million

 

 

ACCIDENT PRODUCT HIGHLIGHTS

  • Flexible plan terms, from 30 to 364 days
  • No network restrictions
  • Guaranteed coverage for applicants aged 18 to 64
  • No waiting periods

 

 

 

TERM LIFE HIGHLIGHTS

  • Total cash benefit is paid to your beneficiary to use it any way they see fit
  • No medical exam required1
  • Plans issued for ages 18-64
  • Rate guarantee for five years
  • Policy auto renews through age 852
  • Primary and spouse coverage only3

 

1. Product is medically underwritten.

2. Unless death or expiration on the policy benefit schedule is met.

3. No dependent coverage or child-only policies.

 

 

 

 

CANCER AND HEART/STROKE HIGHLIGHTS

  • Affordable, easy to understand and easy to use
  • Individual or family plans
  • Four benefit levels: $25,000, $30,000, $50,000, $75,000
  • Works well with any other medical plan
  • Cash paid directly to your client to use any way they need to
  • Choice of provider—see any doctor or go to any hospital without network restrictions
  • Add to any medical plan